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This report helps keep employers apprised of the cost and duration
of disabilities and the return of disabled employees to health and
productive work through the integration of claim information from
Unum's long and short term income protection products. It
is particularly valuable for clients with multiple coverages,
policies, and divisions as the report information can be sorted by
these categories. This report features one worksheet tab with an
integrated listing of all claims as well as a separate tab for each
income protection coverage, policy or division specified.

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This report enables benefit managers to benchmark the duration of
their disability claims against those of their industry peers within
a given SIC code range and against the entire Unum claim
block. It provides multiple views of common demographic comparative
information from Unum's disability database. This
information helps identify opportunities to address some claim
duration and cost through management strategies.

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This report illustrates the top five categories of claims incidence
or cost by health condition diagnosis. This information also helps
illustrate health and safety conditions that may benefit from
special preventive or therapeutic program interventions.
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